Mortgage Broker | Sherwood Mortgage Group | 國粵語 | Your trusted mortgage guide since 1995.
Clear mortgage guidance for buying, renewing, refinancing, consolidating debt, and reducing mortgage-payment pressure in retirement.
✓ No monthly mortgage payments
✓ Stay in the home you love without selling
✓ Receive tax-free cash
✓ Does not affect OAS or GIS benefits
✓ Consolidate high-interest debts
✓ Access equity for major expenses
✓ Improve your cash flow
✓ Protect your home ownership
✓ First-time and repeat homebuyers
✓ Mortgage pre-approval guidance
✓ Solutions for different income situations
✓ Support from application to closing
Last Updated: September 15, 2026
See whether you qualify for one of these featured rates. Call Maurice at 416-618-9312 to discuss your mortgage options.
Prime – 1.00%
Insured Purchase
Owner-occupied
25-yr amortization
90-day rate hold
Major Trust
Insured
Owner-occupied
25-yr amortization
120-day rate hold
Purchase or Switch
Major bank
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Use it online or download the app for iPhone and Android.
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More Ways I Can Help
✓ Start reviewing your options 120 days before maturity
✓ Review your lender’s renewal offers
✓ Compare rates, terms, and features
✓ Reassess your budget and goals
✓ Consult a mortgage professional
✓ Use business or personal income
✓ Lenders may use non-traditional methods to verify income
✓ Solutions for buying or refinancing
✓ Guidance through the approval process
Specialized Mortgage Solutions
✓ Access equity for short-term cash flow
✓ Keep your existing first mortgage intact
✓ Consolidate costly monthly debts
✓ Preserve your low rate and avoid mortgage penalties
✓ Short-term mortgage solutions
✓ Options for income or credit challenges
✓ Available for first or second mortgages
✓ A clear repayment or exit strategy is required
We work with 110 lenders — including banks, alternative lenders, and private mortgage providers. That means we can shop around to find the best fit for your unique situation. Whether you’re buying your first home, renewing, or refinancing, we’ll do the digging so you don’t have to.
I’ve guided over 4,200 Ontario homeowners through the mortgage process with clarity and confidence.
I’ll be with you every step of the way — offering honest advice, thoughtful solutions, and always putting your best interest first.
我已為超過四千二百位客戶提供按揭服務，整個流程清晰透明，讓客戶倍感安心。 在整個申請過程中，我會全程陪伴在您身邊，提供誠懇建議和周全方案，並始終以您的最大利益為優先考量。
Experience and ongoing professional education can help open more doors to mortgage approval opportunities.
I’m proud to have contributed to Sherwood Mortgage Group teams recognized with Mortgage Architects Ambassador Awards in 2021, 2022, 2024 and 2025—including a $2 billion-plus team achievement in 2025. This experience supports the knowledge, lender relationships and mortgage guidance I bring to clients today.
Our Work Philosophy
We begin by understanding your priorities, concerns, and long-term financial plans.
Every recommendation is guided by what best supports your needs and financial well-being.
We compare options across our lender network to find the right fit for your situation.
We manage the details, communicate clearly, and stay involved from application to closing.
I spent 18 years helping clients at Canada’s top banks — RBC, TD, BMO, and National Bank. Now, as a Mortgage Broker for over 13 years, I work for you — not the bank — to find the mortgage that truly fits your needs.
4,200+ Mortgages
Years experience
Recent milestones, learning, achievements and updates from my mortgage practice.
Practical mortgage insights and market updates to help you understand your options and make more confident financing decisions.
See September 9’s featured Ontario mortgage rates, what is influencing them, and why terms, flexibility and prepayment penalties matter as much as the rate.
Ontario Mortgage Rates Update (July 22, 2026): Compare current variable, fixed, B lender, second and private mortgage rates for owner-occupied properties.
Bank of Canada holds rates at 2.25%. View the April 29 Ontario rate update and economic outlook. Discuss your mortgage options with Maurice Kwok.
Scotia Bank, TD Bank, BMO, CIBC, B2B Bank, Equitable Bank, Manulife Bank, First National Financial, MCAP, RMG, RFA, Strive Capital, CLMS, Merix, NPX, Home Trust, Glasslake Funding, Optimum Mortgage, Gingko MIC, Neighbourhood Holdings, etc.
The wrong mortgage can cost you thousands in interest, penalties, or missed opportunities.
Many mortgage approvals fall apart during final due diligence — often just days before closing.
Working with a knowledgeable, experienced broker helps you avoid fine print traps, last-minute surprises, and approvals that don’t hold up when it matters most.
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